Welcome to 401(k) Advantage

A Townsend 401(k) Monitoring Service

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For Companies


Give your employees the edge to help navigate the ever changing investment landscape.


For Individuals


Access to un-biased recommendations for your retirement plan.

Your Retirement

Planning for a successful retirement has never been more challenging than it is today. Gone are the days when workers can depend totally on Social Security and their pensions for a successful retirement.

Today smart people are realizing that working toward their retirement goals requires careful planning and making the most of employer sponsored plans, such as 401(k) plans.

For most American workers their 401(k) will be the cornerstone for their retirement savings. However, this assumes that one possesses the skill, time and temperament to navigate the investment landscape with reasonable success.


Your Allocations. 24/7.

401(k) Advantage® is a retirement plan monitoring service that distinguishes itself in providing 24/7 access to your recommended allocations based on current market conditions using our key economic indicators. Considering the economic uncertainty facing investors it is important that your portfolio is carefully monitored and changes are updated based on the overall strength of the market.

The objective of our active investment style is to participate in market gains and limit losses in declining markets, while seeking a rate of return consistent with one's investment objectives and risk tolerance. Please click here to see investment methodology.


How do I Enroll?

For current financial planning clients of Townsend Retirement Specialists, the 401(k) Advantage® service fee is included in your annual dues. To access your recommendations please go to the client log-in area.

If you are looking to join Townsend Retirement Specialists 401(k) Advantage® Program, the fee is $195.00 per year. Please contact us and we will send out enrollment forms along with a risk tolerance questionnaire to get you signed up for the service. The 401(k) Advantage® service is available until client retires or terminates employment.

Have Questions? Please complete the form below.

Refer a Friend to 401(k) Advantage

We are now providing 401(K) recommendations for the clients who work at the following companies. If you do not see your company listed and would like to see 401(k) recommendations, please call our office at 303.452.5986.
3D Systems
Aditi Technologies
ADP
Advantage Waypoint
Agile Defense
AIG/VALIC
Alcatel-Lucent
Alvarez & Associates
AMD
American Baptist Churches
American Express
Anadarko Petroleum
Antero Resources
Arapahoe Credit Union
Archdiocese of Denver
Automotive Avenues
Avid Center
Ball
Beverage Distributors
Biomet
Bombardier
Boulder Brands
Boulder Community Hospital
Bowie Resources
BRIDGE Healthcare Partners
BridgeView IT
Brighton School District
Cantor Gaming
Carepoint
CASA of Adams and Broomfield County
CB Richard Ellis
Center for Cosmetic Surgery
Centura Health
CenturyLink
CH2M
Children's Hospital
Citron
City of Arvada
City of Aurora
City of Boulder
City of Broomfield
City of Denver
City of Federal Heights
City of Lakewood
City of Littleton
City of Longmont
City of Northglenn
City of Thornton
City of Westminster
Clarity Media Group
Clear Creek County
Colorado Christian University
Colorado Homeless Families
Colorado PERA
Comcast
Costco
Crocs
Davis Graham & Stubbs
Dean Evans & Associates
Deep Space Systems Inc (DSSI)
DeLine Box
Delta Montrose Electric Assoc
Denver Health
Denver Post
Dohmen Life Sciences Services
Eberl
Edwards Lifesciences
ELCA - St. John Evangelical Lutheran
Elster American Meter
Encana International
Enterprise
ESRI
Exelis
Exempla
Farmers Group
Felsburg, Holt & Ullevig
Ferguson Enterprises
FireMon
First National Bank Omaha
First Preston Management
Fleet
General Electric
General Physics
Goff Capital Partners
Golfsmith
Graphic Packaging
Great West Financial
Hain Celestial Group
HCA
HD Supply
Hearst Corporation
Hein & Associates
Heska
Hilton Worldwide
Holcim
Holland & Hart
Hunter Douglas
Hyland Hills
IBM
ICU MEDICAL
IDEX
IHS
IKON Science
International Church of Foursquare Gospel
Intrado
JDSU
JEFFCO Public Schools
Jefferson County
Jones International University
Kaiser Permanente
Katherine Shaw Bethea Hospital
Kraft
Lachman Consultants
Land Title
Lee Memorial
Level 3
LEWAN
LGS Innovations
Lightning Ventures
Local TV LLC
Lockheed Martin
Longmont Christian
Maguire Senior Services
MAR COR
Medidata
Medtronic
Merchant & Gould
Mile High Detailers
MillerCoors
National Business Media
NCAR
Northern Tier Energy
Northrup Grumman
Novartis
OLP
OMNI-X
Oppenheime
r Oracle
PAE
PAYCHEX
PDS (Productive Data Solutions)
Peanut Butter & Co
Philips Electronics
Platte Valley Medical Clinic
Poulson Odell & Peterson, LLC
ProBuild Holdings
Professional Hospital Supply
Pulte Group
QEP Resources
R G Fowler & Co
Raytheon
RCS
Republic Airways Holdings
Ricoh USA
Riverside Research
RMCRM (Rocky Mtn Ctr for Reproductive Med)
Rocky Mountain Human Services
RTD
Science Research Laboratory
Scott's Liquid Gold
Short Elliot Hendrickson
SkyWest
Sonus Networks
StoneRiver Holdings
Sturgeon Electric (MYR Group)
Suncor Energy
Surgical Specialists of Colorado
Tallgrass Energy Partners
Target
TeleTech
Terumo BCT
Thrift Savings Plan
TIAA-CREF
Tolmar
Tri-State
Trinity Services
UCAR
ULA
United Airlines
United Power
University of Colorado
UPS
Utah Retirement Systems
Vanguard
Wells Fargo
Wesco Distribution
Western Union
Whiting-Turner
Willbros
Xcel Energy
Zions Bancorp (Vectra)
Zoll Medical